Car accidents can take a toll on anyone who is involved not just because of all the money you will have to spend to make a recovery but also because of the insurance premiums. If a driver is driving in a risky way, it can lead to more expensive insurance premiums. For legal advice, visit the website.
Were you liable for the accident?
It is unjust to influence your record if you were the victim of an innocent accident. Accidents that are not your fault should not result in sanctions. It is illegal in Kentucky for insurers to raise premiums for no-fault incidents, according to Revised Statutes 304.20-045. If you were wrongfully filmed, provide the insurance company with a police report or a court judgment to prove your innocence.
Accidents caused by traffic offenses frequently have an impact on your record and may boost your premiums. Even if another motorist is at fault, small infractions such as speeding or lane changes might result in an accident being recorded on your record, influencing insurance premiums.
In Kentucky, accumulating traffic violation points can result in a license suspension. A revocation hearing is required if you accumulate 12 or more points in a year. Attendance at traffic school can help you avoid a six-month suspension.
Getting your police report:
Use your report number, date, or name to search for an accident report and access it online. To view accidents since January 2000, contact the Kentucky State Police (KSP) for reports made through them. For incident or offense reports, enter the victim’s last name, report number, or date online or call for help. Email for assistance if the report numbers are unknown.
Final thoughts:
Request a legal consultation from a lawyer if you have been gravely injured, are unsure of who is at fault, have been involved in multiple-party incidents, are suffering insurance denials or delays, or are seeking reasonable recompense. In circumstances of harm, ambiguous liability, several parties, and insurance difficulties, a lawyer can protect your rights, and they are compensated from lawsuit settlements.
When your future is in danger, don’t put off seeking legal counsel in Louisville for too long. You are entitled to compensation or justice if you have been wounded or are the victim of prejudice. Contact a lawyer right now for a free case assessment and to discuss your legal alternatives for a lawsuit.