After a car accident, you need t to inform your insurance company within a particular time about the accident to claim compensation. When you inform the company about your accident, do not think that your job is over, you will also have to deal with all the tips and tricks used by your insurance company to undermine your compensation amount.
However, you can also use the insurer to your advantage by asking him for tips to claim maximum compensation after your car accident. Do not trust every word they say; always have risk-free legal services by your side so they do not try to manipulate you.
Tips to ask your insurer after your car accident.
Below are a few essential points you should discuss with your insurance policy provider before filing a claim
- What does my insurance cover?
Depending on the insurance policy, your insurer will guide you through the losses that your insurance policy will cover. In most cases, the insurance covers the property damages and overall medals expenses of the injuries faced during and after the accident. These injuries contain both physical and mental issues.
Asking your insurer about the expense your claim will cover will give you a brief idea of how much compensation you are entitled too.
- In case of any injury, how can I use the medical bills?
Ask your insurer about the medical bills and reports covered by your insurance and what has to be done with them to claim maximum compensation.
Your insurer will guide you through the procedure and give some insights n how you can claim the compensation you deserve for your medical bills.
Your medical reports and records are a vital piece of evidence of your car accident as they describe the severity of it. So make sure you keep them safely with you and do not misplace even one of the documents.
- What kinds of proof should I provide?
The evidence you collect during your car accident is essential as your insurer will ask you to submit these while claiming compensation. The photos, videos, witness testimonies, etc., will help other insurance companies figure out the total damages caused by the car accident and how much money should be given to you.
Other than all the collected evidence, your insurance company will also ask you about other details of the car incident like the date, time, place, the direction you were moving in, the direction the other party was healing in, etc. This is to determine who’s a fault it was and to assist the overall dynamics that led to this car accident.